Inspire Terms and Conditions

IMPORTANT INFORMATION

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY. BY CLICKING "ENTER SITE" AND ACCESSING THE INFORMATION THEREIN (THE "SITE"), YOU AGREE TO BE BOUND BY THESE TERMS & CONDITIONS AS WELL AS OUR PRIVACY POLICY AND ANY FUTURE REVISIONS. IF YOU DO NOT AGREE TO THE TERMS & CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

The products and services described on this Site are available to be marketed within the U.S. and to certain non-U.S. investors who may be eligible to receive certain product information in accordance with local jurisdiction private placement restrictions. The information provided on this Site is only for such persons and is not directed to any person in any jurisdiction where, by reason of that person's nationality, domicile, residence or otherwise, the publication or availability of this Site and the information within is prohibited. Persons under these restrictions must not access the Site.

It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.

No Offer / Local Restrictions

Nothing contained in or on this Site should be construed as a solicitation of an offer to buy or offer, or a recommendation, to acquire or dispose of any security, commodity, investment or to engage in any other transaction. Inspire Investing, LLC and its affiliates (“Inspire”) offer a number of products and services designed specifically for various categories of investors. Not all products will be available to all investors. Inspire recommends that you seek independent financial advice before making any investment decisions The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

No Warranty

THE INFORMATION ON THE SITE IS PROVIDED "AS IS". NEITHER INSPIRE NOR ITS AFFILIATES WARRANTS THE ACCURACY OF THE MATERIALS PROVIDED HEREIN, EITHER EXPRESSLY OR IMPLIEDLY, FOR ANY PARTICULAR PURPOSE AND EACH EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

No Reliance

Information contained in the Site is checked and updated by Inspire on a regular basis. However, data on the Site may become outdated. In addition, due to the risk that the Internet may be subject to interruption, transmission blackout, delayed transmission due to internet traffic, or incorrect data transmission due to public nature of the internet, the information contained in the Site may be incomplete, altered or tampered with, and may not present complete and accurate information. Therefore, Inspire does not assume any liability or guarantee for the timeliness, accuracy and completeness of the information provided. Inspire uses reasonable efforts to obtain information from sources which it believes to be reliable; however, Inspire makes no representation that the information or opinions contained on the Site is accurate, reliable or complete.

The information on the Site is provided for informational purposes only and is subject to change without notice. The investments and strategies discussed in the contents may not be suitable for all investors and are not obligations of, or guaranteed by, Inspire. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. In particular, the information on this Site does not take into account your investment objectives, financial situation or particular needs. Before making an investment decision you should consider with the assistance of your professional securities adviser whether the information on this Site is appropriate in light of your particular investment needs, objectives and financial circumstances.

Exchange Traded Fund Disclosures

ETFs trade like stocks, are subject to investment risk, fluctuate in market value and may trade at prices above or below the ETFs net asset value. Brokerage commissions and ETF expenses will reduce returns.

General Risk Factors

Historical performance is not necessarily indicative of future performance of an investment. The value of Units/Shares (as defined below) and the income from them may fall as well as rise and investors may not get back the amount invested.

Applications to create or redeem interests in any exchange traded fund referred to on this Site ("Units/Shares") may only be effected through participating dealers, and are generally only issued or redeemed in large blocks. Investors may request participating dealers to apply on their behalf for the creation and/or redemption of Units/Shares. Once listed, investors can also acquire or dispose of Units/Shares on the exchange on which such Units/Shares are listed like other publicly traded shares. However, listing does not guarantee a liquid market for Units/Shares. Units/Shares are traded on the relevant exchange at market price, which may be different from the net asset value per Unit/Share, and may be delisted.

The prospectus in respect of the offer of the Units in the relevant fund referred to on this Site is available and may be obtained upon request. Investors should read the relevant prospectus before deciding whether to acquire Units in the relevant fund. Units in the relevant fund are not obligations of, deposits in, or guaranteed by, Inspire or any of its affiliates. Investors who are not participating dealers or approved applicants have no right to request Inspire to redeem their Units while the Units are listed (see the relevant prospectus for details).

Please read carefully the risk disclosures in the relevant prospectus or other offering document before making any investment decision.

Limitations of Liability

Except to the extent to which any law prohibits such exclusion, Inspire excludes all liability for loss or damage of any kind (including direct, indirect and consequential loss and damage of business revenue, loss of profits, loss or corruption of data, failure to realize expected profits or savings or other commercial or economic loss of any kind), however caused, in contract, tort, under any statute or otherwise (including negligence) arising out of or in any way related to this Site. In no event, including negligence, will Inspire or its affiliates be liable for any loss or damage of any kind, including any direct, special indirect or consequential damages arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Site.

Indemnification

As a condition of your use of the Site, you agree to indemnify and hold Inspire and its affiliates harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the Site, or from your violation of these Terms.

Linked Websites

Should the viewer leave the Site via a link contained in the Site, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Inspire, and Inspire will not accept any responsibility whatsoever for the content of such sites or any losses related thereto.

Privacy

Please see the below Privacy Policy for information on how Inspire handles personal data, what information is collected and how it is used and your rights in respect of any of your personal data collected by Inspire on this Site:

Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.  TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice. PARTIES TO WHOM WE DISCLOSE INFORMATION All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:  For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;  For our marketing – to offer our products and services to you; or  For our affiliates’ everyday business purposes – information about your transactions and experiences.  If you are a new client we may begin sharing your information on the day you sign our agreement. When you are no longer our client, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. PROTECTING THE CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building. FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes; or sharing with non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing. DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and non-financial companies; Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies.

Changes and Modifications

Inspire reserves the right to change, modify, add, or delete, any content and these Terms & Conditions without notice. Users are advised to periodically review the contents of this website to be familiar with any modifications.

Governing Law and Jurisdiction

xAny action arising out of these Terms & Conditions or the Site shall be litigated in, and only in, courts located in the Commonwealth of Delaware, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.